First Financial Bank (Ohio)

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First Financial Bancorp
First Financial Bank
S&P 600 Component
FoundedAugust 15, 1863; 156 years ago (1863-08-15) in Hamilton, Ohio as the First National Bank of Hamilton
HeadquartersCincinnati, Ohio
Area served
Ohio, Illinois, Indiana and Kentucky
Key people
RevenueIncrease US$545 million (2018)[1]
Increase US$449 million (2018)[1]
Increase US$172 million (2018)[1]
Total assetsIncrease US$14 billion (2018)[1]
Total equityDecrease US$2 billion (2018)[1]

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations center in the northern Cincinnati, Tri-County area. Founded in 1863, First Financial has the sixth oldest national bank charter and has 110 locations in Ohio, Kentucky, and throughout Indiana. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009. As of April 2018, the company had $13 billion in assets and market capitalization of $2.6 billion.[2]

The Company's subsidiary, First Financial Bank, N.A., founded in 1863, provides banking and financial services products through its three lines of business: commercial, retail and wealth management. The commercial and retail units provide traditional banking services to business and consumer clients. First Financial Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $2.5 billion in assets under management as of June 30, 2013.[3]


First Financial Bank, N.A., was founded in 1863 as the First National Bank of Hamilton and was granted charter number 56 on August 10, 1863 under the National Bank Act. The bank opened its first branch in Hamilton, Ohio and started business on August 15, 1863.[4] In 1923, the bank's name was changed to First National Bank and Trust Company of Hamilton when the trust division was created.[5]

In 1980, The First National Bank of Hamilton consolidated operations with The First National Bank of Middletown to form the First National Bank of Southwestern Ohio. The acquisition of smaller institutions allowed it to expand outside Butler County.[4] First Financial Bancorp, a holding company, was formed in 1983.[6]

In 2008, First Financial Bancorp relocated its headquarters to Norwood while the headquarters for the bank remained in Hamilton.[7] The following year, the holding company moved their headquarters to the Atrium One building in Downtown Cincinnati before finally settling into the Chemed Center building, renamed First Financial Center, in 2011.[8][9]

In July 2017, First Financial agreed to purchase Greensburg, Indiana based MainSource Bank for $1 billion, making First Financial Cincinnati's fourth-largest bank. The combined organization will continue to be called First Financial Bancorp. The acquisition was finalized on April 2, 2018. All MainSource computer systems and deposits were transitioned to First Financial on May 29, 2018.


  1. ^ a b c d e "Annual Report 2018" (pdf). First Financial Bank. February 2018. Retrieved July 29, 2019.
  2. ^ "First Financial Bancorp. and MainSource Financial Group, Inc. Complete Merger". First Financial Bancorp.
  3. ^ "Get To Know Us". First Financial Bancorp.
  4. ^ a b Levingston, Chelsey (August 25, 2013). "First Financial Bank marks 150th anniversary of its founding in Hamilton". Hamilton JournalNews.
  5. ^ "Get To Know Us". First Financial Bank. Retrieved 29 July 2019.
  6. ^ "Get To Know Us". First Financial Bank.
  7. ^ "First Financial moving headquarters to Norwood". Cincinnati Enquirer. January 17, 2008. p. 53 – via First Financial Bancorp recently announced it will move its headquarters to Norwood by early this year. The shift by the bank holding company will affect only a handful of employees since the subsidiary First Financial Bank will remain based in Hamilton. The bank was founded in 1863 as the First National Bank of Hamilton.
  8. ^ Watkins, Steve (December 15, 2009). "First Financial moving HQ to Atrium One". Cincinnati Business Journal.
  9. ^ "First Financial moving HQ to Chemed Center". Cincinnati Business Journal. June 19, 2011.

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